Attention homeowners: Real estate appraisal services for in Bristol and Bucks County

Check out the top reasons PA homeowners call on Scott C. Murray:

Pre-listing appraisals (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To cut their mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
Review another appraiser's report for verification
In the case of a PA divorce, when property needs to be divided
Determine the true market value of property in question to settle an estate in Bucks county or PA

Own a home in or near Bristol, PA and need help determining the price of it?
Contact Scott C. Murray.

At Scott C. Murray, we understand the individual needs of a homeowner looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, attorneys, and CPAs. Being a consumer that ordinarily doesn't look at appraisals every day,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're experts in helping folks just like you get rid of unneeded and unwanted PMI insurance.

Challenging Bucks county's assessment of your property

Lets say you live in a local area that's declining -- your local tax assessor may have your home overvalued. That means you are going to pay more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Scott C. Murray is your perfect weapon when contesting your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow point of view. An efficient appraisal from Scott C. Murray can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Do you need a seasoned expert to double-check your appraisal for efficiency, or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Scott C. Murray can help you with that. Even though this is usually requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your home.